Aftab Merchant

DEC-2026-12062·decisions·CR-2026-04634·Pack P3

Outcome

Decline

Risk tier

◆Low

Confidence

▮▮▮0.956

Automation level

Auto-decide

Value at stake

₹45.30 cr

Approval authority

Regional Credit Head — West

Approval state

✕Returned

Decided 22 Jul 2026, 09:49·Returned by Rekha Joshi on 26 Jul 2026

This decision is indexed at register level only

Aftab Merchant · Decline. Its full rationale, rule trace, cited clauses and replay history are held in the decision store. The two fully modelled decisions in this build are DEC-2026-11842 and DEC-2026-11901.

Open DEC-2026-11842