Sanghvi Textile Mills Private Limited

The enhancement to ₹42.00 cr cannot be recommended for straight approval. Assessed drawing power at Jun 2026 is ₹38.42 cr, ₹3.58 cr short of the proposed limit, and the current ratio at 1.18 is below the 1.20 floor that applies to working capital limits above ₹25 cr. A material unresolved contradiction exists between audited turnover FY26 (₹24.86 cr) and GSTR-3B aggregate turnover (₹22.94 cr), and the mandatory unit inspection is outside its 180-day window. The proposal is referred to the Regional Credit Head with three conditions precedent. No unsourced figure was used in this assessment; every input carries page-level provenance.